Experience Matters
With 25+ years of Bay Area real estate experience, Kaajal Shahani brings seasoned market knowledge, proven negotiation strategies, and a highly personalized approach to every transaction. Whether buying, selling, or investing, Kaajal provides honest guidance, clear communication, and the experience to navigate even the most complex situations while always putting her clients’ best interests first.
Trust
the best
25+
Real Estate Experience
600+
Clients Served
900+
Homes Transactions
$200M
Real Estate Sold
FEATURED LISTINGS
OUR AGENTS
OWL YOU NEED TO KNOW
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

